Terms of Use

Angie is an informational and educational tool. Its valuations, estimates, verdicts, and any other output are not investment advice, not a recommendation to buy, sell, or hold any security, and not a solicitation or offer. Outputs are model estimates built on third-party data that may be delayed or inaccurate. You are solely responsible for your own investment decisions and should consult a licensed financial professional. Past performance and modeled values do not guarantee future results.

The Owner is not a registered investment adviser, not a broker-dealer, and not registered with the U.S. Securities and Exchange Commission or with any state securities regulator. Angie is published as general, impersonal analysis of general and regular circulation. It does not know your finances, your goals or your tax position, it does not tailor its output to you, and using it creates no advisory or fiduciary relationship. Nothing in the Service is a personalised recommendation.

Parts of Angie can be read without signing in, including the valuations board, the heat map, the movers and the glossary. Everything that saves something to your name, such as watchlists, the screener and paper trading, needs an account. Accounts are granted by invitation, at the Owner’s sole discretion, and may be modified, suspended or revoked at any time for any reason. We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to use the Service for your own individual, non-commercial use. Your account is personal to you.

You agree that you will not, directly or indirectly:

• share, transfer, sell, sublicense, or otherwise give anyone else access to Angie, including sharing your account, login, or any invitation;
• republish, redistribute, resell, or commercially exploit Angie or any of its output, screenshots, or data;
• copy, reproduce, modify, translate, reverse engineer, decompile, disassemble, or attempt to derive the source code, models, formulas, or methodology behind the Service;
• create any derivative or competing product based on Angie or its methodology;
• use any bot, scraper, or automated means to access the Service or harvest data from it;
• circumvent, disable, or interfere with any access control, security, rate limit, or other feature of the Service.

Angie, including its name, branding, design, user interface, code, valuation methodology and all output, is the exclusive property of the Owner and is protected by copyright, trademark, trade secret and other laws. All rights reserved. These Terms grant you no ownership and no rights other than the limited license in Section 2. All goodwill from your use of the Service inures to the Owner.

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service or its data will be accurate, complete, current, uninterrupted, or error-free. Market data is supplied by third parties and may be delayed or wrong.

To the fullest extent permitted by law, the Owner will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, investments, data, or goodwill, arising out of or relating to your use of (or inability to use) the Service — including any trading or investment losses. Your sole remedy for dissatisfaction with the Service is to stop using it.

Angie is built on data we do not own.

• Company financial statements come from the companies’ own filings with the U.S. Securities and Exchange Commission, read from EDGAR. They are each company’s statements, not ours, and we do not verify them. Where the SEC’s structured data lacks a figure for a company, the valuation page says so and names the source used instead.
• Prices, share counts, per-share earnings, company names and sector labels come from Yahoo Finance and are delayed.
• Quotes and charts are for information, not for trading decisions or execution.
• Economic series come from the Federal Reserve Bank of St. Louis.
• Headlines come from publishers’ own public feeds. We show a headline, a summary and a link back to the publisher. We do not reproduce articles, and the copyright in each one stays with its publisher.

SEC filings are public records. The other sources are third parties’ data: Angie does not hold a licence to redistribute it, and nothing in these Terms grants you one. That is part of why Section 3 forbids republishing or scraping Angie’s output. Every source, with its terms, is listed on the Data sources page.

You may delete your account at any time from the Account menu inside Angie, which permanently removes your data as described in the Privacy Policy. We may suspend or terminate your access at any time, with or without notice, for any reason, including violation of these Terms. Sections 1 and 3 to 6 survive termination.

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. We may update these Terms from time to time; continued use after a change means you accept the updated Terms.