Also called NAV

Net asset value

What one share of a fund is actually worth, based on what the fund holds. A mutual fund always trades at it; a closed-end fund often does not.

Updated 2026-09-05

How it is calculated

Net asset value = (assets − liabilities) ÷ shares

Net asset value is what one share of a fund is worth based on what the fund actually holds: total assets minus liabilities, divided by shares outstanding.

For a mutual fund it is the price, by construction. For a closed-end fund it is a reference point the market price may ignore. For an etf the arbitrage mechanism keeps the two within a fraction of a percent under normal conditions, and the gap widening is itself a signal that conditions are not normal.

See also

  • Mutual fundA pooled fund that issues and redeems shares continuously at net asset value, priced once a day after the close rather than traded live.
  • Closed-end fundA fund with a fixed share count that trades on an exchange. Its price can sit above or below the value of what it holds, sometimes for years.
  • ETFA basket of securities that trades on an exchange like a single stock. Most track an index, charge very little, and can be bought and sold all day.

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Educational content, not investment advice. Angie explains how a valuation is built so you can judge it yourself. What you do with that is your call.

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