Angie · learn
SIPC
Insurance that protects up to $500,000 of your assets if your broker fails. It covers the broker failing. It does not cover your investments falling.
Updated 2026-09-05
The Securities Investor Protection Corporation protects customer assets up to $500,000, including a $250,000 cash limit, if a member brokerage fails and customer property is missing.
It covers the broker failing. It does not cover your investments falling. A stock that goes to zero is not a SIPC claim, however comprehensively you have lost money, and the confusion between those two things is routinely encouraged in marketing material.
See also
- FINRA — The self-regulatory body overseeing broker-dealers and their representatives, operating under SEC authority. It licenses the people who handle your orders.
- SEC — The federal securities regulator. Its disclosure regime is why public financial statements exist at all, and therefore why any of this can be computed.
Educational content, not investment advice. Angie explains how a valuation is built so you can judge it yourself. What you do with that is your call.
